Guides / Payoff plans
Stay motivated for the long haul
Make progress visible and celebrate milestones.
Paying off debt can take years. Motivation fades, so it helps to build in reminders of how far you've come.
Ideas
- Color in a progress chart each month
- Celebrate each paid-off debt in a small, cheap way
- Tell one trusted person about your goal
- Recalculate your debt-free date every few months; watching it move closer helps
- Forgive slip-ups and restart the next month
General educational information, not financial or legal advice. Nickel Keepers isn't paid by any lender, card company or debt relief company.